Awaken* newsletter

December 9, 2024

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In this month’s edition of the Awaken* Newsletter, we speak with Kristy Kim, Founder and CEO of TomoCredit, a fintech startup focused on improving access to credit for underserved consumers. By using AI to evaluate real-time cash flow data rather than traditional credit scores, TomoCredit connects consumers with lenders.

Kristy discusses her journey as an immigrant, an Asian female founder, and an entrepreneur working to transform the financial industry. Through her leadership, TomoCredit aims to provide more people with better access to capital and lending opportunities.

Can you start by giving us an overview of your company and what you’re trying to solve?

Kristy Kim: Sure! At TomoCredit, our mission is to bridge the gap between underserved consumers and lenders using AI technology. We are focused on serving individuals who have been left behind by traditional financial systems, especially those without credit scores or with limited credit history.

There are millions of people in the U.S. who are underbanked, and the financial institutions that could potentially help them either don’t have access to their data or don’t understand their risk profile. We leverage AI to evaluate consumers based on their cash flow instead of relying solely on traditional credit scores. This enables us to match these individuals with lenders who are willing to serve them without taking on additional risk. Our platform helps both consumers and lenders—consumers get access to capital, and lenders expand their market in a low-risk way.

What motivated you to start TomoCredit?

As a first-generation immigrant from South Korea, I moved to the U.S. at eleven. In my early twenties, I faced the challenges of building my own credit history. After graduating from UC Berkeley, I worked in investment banking.

Despite having a stable income, I was denied an auto loan five times because I lacked a credit score. This experience highlighted a significant gap in the financial system, where many immigrants, young adults and many other underserved communities are excluded due to the absence of a credit history. After being turned down multiple times, I knew something had to change. I saw that the traditional credit system wasn’t serving millions of people, particularly immigrants, who had the ability to repay but lacked a credit history to prove it.

That experience of being excluded from the financial system really motivated me to find a way to help people like myself access the credit they needed. Determined to address this issue, I founded TomoCredit to provide credit solutions for those who, like me, struggle to access traditional credit avenues.

I wanted to create a system that didn’t rely on traditional credit scores but instead used alternative data, like cash flow, to assess creditworthiness. The idea was to connect underserved consumers to lenders in a way that wouldn’t increase their risk. TomoCredit was born out of this desire to make the financial system more inclusive—so others wouldn’t face the same rejections I did, and would have the chance to access capital and thrive.

As an immigrant founder, have you faced any challenges or biases in fundraising or building relationships with big institutions?

Kristy Kim: Yes, there are definitely challenges that come with being an immigrant founder, and at times, it can feel like an uphill battle. But, interestingly, my background has also played to my advantage.

As an immigrant, I have a unique lens on the problems facing underserved communities. I know firsthand what it’s like to struggle with the traditional credit system. I’ve faced the same barriers that many of our customers face, and that gives me an edge when I’m speaking to financial institutions. I’m able to say, “Look, I know my customers better than anyone else. These people are creditworthy, but they’re being overlooked by the traditional system.”

There is some bias, of course, especially when you’re dealing with legacy institutions, but I think they also recognize that I bring something different to the table—an intimate understanding of the market and the customers they often don’t have access to. Lenders are willing to listen because they know that by partnering with us, they can expand their pool of potential customers without taking on additional risk.

You’ve been in this industry for over five years now. What keeps you motivated despite the challenges you’ve faced?

Kristy Kim: That’s a great question. Honestly, the progress we’ve made keeps me motivated. Every year, I see the interest in our approach growing, and it reinforces that we’re heading in the right direction.

When we first started, it felt like I was an outsider trying to convince traditional financial institutions to embrace an entirely new way of evaluating credit. But now, year after year, we see more and more mainstream players realizing that there’s a huge market for underserved consumers—and that these consumers are creditworthy if we just use the right tools to understand them. It’s exciting to be at the forefront of this change.

For me, it’s not just about building a business—it’s about creating lasting impact. The U.S. consumer credit industry is worth over $4 trillion, and the fact that we are focusing on a largely ignored segment of that market feels like we’re making a real difference. And, of course, as a founder, seeing our technology evolve and improve with time and data is incredibly motivating.

How does your solution differ from other competitors in the market who are also targeting underserved consumers?

Kristy Kim: The key differentiator is that we don’t just rely on traditional credit scores to assess risk.

Our AI model is powered by cash flow data—essentially, we evaluate consumers based on their spending and income patterns, which gives a far more accurate picture of their financial health. Over the past five years, we’ve accumulated a wealth of data that allows us to refine our model, and with every new data point, we get better at underwriting.

Unlike competitors who may be using generic data or building from scratch, we have a more granular understanding of how underserved consumers behave financially. Additionally, the beauty of our system is that we’re not just looking at data from one financial institution—we’re aggregating data from multiple sources. Our customers might have accounts with multiple banks, and that gives us a fuller picture of their financial habits. In comparison, other companies might only have access to data from one bank, which limits their ability to assess risk accurately.

As a founder, what has been the most rewarding part of your journey so far, and what has been the hardest?

Kristy Kim: The most rewarding part has been seeing the validation from both the industry and our customers. When leaders of financial institutions tell me that TomoCredit makes sense, it’s incredibly validating. It’s a feeling of affirmation that, yes, we’re on the right path. But it’s also rewarding to see the real-world impact we’re having on people’s lives. We’ve helped thousands of people access capital who otherwise wouldn’t have had the chance.

On the flip side, the hardest part has been dealing with the mental burden of being a startup founder. When things are going well, it feels like everything is moving at full speed, but when challenges arise—whether it’s fundraising hurdles, market uncertainty, or hiring struggles—the pressure is immense. Unlike larger companies with more resources, startups have less margin for error. It can feel like one wrong move could jeopardize everything, and that can be emotionally exhausting. But it’s in those moments that you really find your resilience, and you learn that, no matter how tough it gets, you have to push forward.

As a seasoned founder, what key lessons from your previous startup experience have you applied to building TomoCredit?

When I launched my first company, I was in my early twenties, full of energy but lacking experience. It was a trial-and-error journey, where I learned a lot, but I quickly realized that having a clear vision and understanding the real impact you want to make is crucial.

Starting TomoCredit was a completely different experience. This time, I approached it with a clear strategy, having learned the importance of tackling a problem that I was personally passionate about. My previous startup experience taught me how to make more strategic decisions, prioritize what matters most, and stay resilient through the inevitable ups and downs of entrepreneurship.

What advice would you give to aspiring founders, particularly those who may be feeling discouraged after a tough year?

Kristy Kim: My advice would be to stay grounded in your purpose and conviction. It’s easy to get distracted by the ups and downs of the startup world, but at the end of the day, your mission should drive you more than the fear of failure or the setbacks you face along the way.

When I first started my company, it wasn’t about just building a business—it was about solving a real problem that I deeply cared about. The passion for the idea needs to be stronger than the fear of failure. Even if things don’t work out the way you hope, you can still be proud knowing that you tried to create something that could have made a real impact.

The most successful founders I know are the ones who are able to maintain a strong sense of purpose, even when it feels like everything is falling apart. If you believe in what you’re doing and are committed to the long-term vision, that will carry you through the hard times.

What are some recent key achievements or milestones that you’re excited to share?

Kristy Kim: Thanks for asking. First, our AI-driven platform continues to help underserved consumers access credit by using cash flow data to connect them with lenders.

We’ve also made significant strides in improving our underwriting capabilities by leveraging years of data to assess creditworthiness more accurately. This year, we paused issuing new credit cards to focus on refining our AI and underwriting technology. While we haven’t issued new cards yet, we’re still accepting customers and offering other financial services. Additionally, our partnerships with larger financial institutions are also growing, with increasing interest from major players. These collaborations are essential to our mission of expanding access to lending for underserved communities.

And lastly, on the team front, we’ve made several key hires, including the former CTO at Experian and the former CEO of LegalZoom. Their expertise in open banking and scaling high-growth companies will help us continue to expand our offerings and further our mission.

Looking ahead, what’s next for TomoCredit?

Kristy Kim: We’re expanding our offering, bringing more lenders into the network, and continuing to refine our AI technology to provide better risk assessments.

We’ve been growing the B2B side of our business over the last year, and we’re seeing significant interest from bigger players in the financial sector. We’re also planning to expand our product offerings to include more types of loans, like auto loans and mortgages, to help more customers get the access they need.

We’re also actively hiring, which is very exciting for us. We’re looking for a talented marketing person to help us build our brand and spread the word about what we’re doing. Our mission is to make financial access easier for everyone, and we’re excited to continue growing and impacting even more lives.


Kristy Kim’s journey proves that determination, a clear vision, and a deep understanding of your market can break through even the toughest barriers. At TomoCredit, she’s not just building a company; she’s seeking to reshape how credit is accessed, especially for those often left behind by traditional systems. Stay tuned for more updates on TomoCredit’s journey, and learn how they’re challenging the status quo while creating new opportunities for underserved communities.

Author: Donna Yu

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Kenny Yang opens first ‘American-Asian Hybrid’ Grocery Store in West Town

Kenny Yang, the owner of Gangnam Market, took over a ground floor market in December 2022 and turned it into an “American-Asian hybrid” grocery store with a deli, produce section, liquor and beer, plus a range of snacks, beverages and other items Yang imports from across Asia. 

Raised in Chicago, Yang attended Harper High School and the University of Illinois Chicago. Yang’s parents run a business named Kent Young Health Products at 2400 S. Wentworth Ave., in Chinatown. After spending a decade working in different cities across East Asia and decided to come back to Chicago to help his parents in the mid-2000s and joined the restaurant business. Besides Gangnam Market, Yang currently owns the Strings Ramen chain, Ken Kee in Chinatown and Gyuro Ramen in the West Loop.

Image source: DLM Photography & Design

Yang hopes this new model will allow customers to try his favorite Asian products as well as items they would find in every American grocery chain.

“I grew up buying a lot of stuff from Whole Foods and Jewels. So for everyone’s convenience, of course, we want to keep their local favorites and add a little spice on the Asian elements,” he said. “It’s actually a bit of local favorites with just a little bit of Asian twist. … But definitely I tried to get things that Asians growing up in Chicago will love.”

Yang shares that the business was named after the popular South Korean district in Seoul and a bit inspired by the hit “Gangnam Style”. By renovating the interior, and adding lights and neon signs for each department, Yang wants to give people a unique destination. He hopes people will like his idea and support the grand opening of the market. Yang is currently still putting the final touches to Gangnam Market but he is ready to unveil his plan to the neighborhood.

Image source: DLM Photography & Design

“I just tried to have something really fun, for our family shopping for the weekend. And then the food court has six, seven concepts, from Asian bakery to American coffee. I just tried to have everything that I love in there,” he said.

You can visit Gangnam Market from 8 a.m.-9 p.m. every day, and enjoy the food court from 11 a.m.-9 p.m.

Featured Image Source: DLM Photography & Design

Stories

San Francisco Design Studio Redefines Sustainable Furniture Perfect for Small Spaces and Urban Living

In a world where living spaces are getting smaller and furniture quality is declining, one entrepreneur is striving to make a difference.

Yvonne Hung, a city-dweller who has lived in some of the world’s largest metropolitan areas, knows firsthand the challenges and constraints of living in small apartments. It can be difficult to have friends over because there isn’t enough space or seats.

For this reason, she founded Otelier in 2020, a San Francisco-based furniture studio with a focus on sustainability, and providing innovative products that are useful even for small spaces.

Yvonne believes that the home is the most intimate social space, and people shouldn’t have to sacrifice that due to a lack of space. Her latest project is called the Quartet, a multi-functional side table that unstacks into four stools.

While the retail industry and consumers have embraced fast furniture with low prices, poor construction, copied designs, and single usage, Otelier is committed to changing that. Yvonne and her team are determined to create sustainable, high-quality furniture that will stand the test of time. With Otelier, urban dwellers no longer have to choose between comfort and the environment, and Quartet is just the beginning of a new era in furniture design.

Quartet, a side table that transforms into four stools.

OTELIER STRADDLES BETWEEN A DESIGN STUDIO AND AN E-COMMERCE BRAND

I’ve always had an obsession with cities—the way they develop over time, how they are shaped by their geographies and industries, and of course how culture and way of life make each city unique.

In fact, I started my career in urban planning, which is what I studied at the Harvard Graduate School of Design. My goal, as cheesy as it sounds, has always been to make the world a better place to live for all. With Otelier, I’m trying to do it at a much smaller scale—the home—because that allows me to get up close and personal with users, and also be hands-on with the creative process.

So much of my design principles still go back to urban planning. For example, I chose to focus on apartment living because higher-density housing is a much more efficient and sustainable way to accommodate a growing population, as compared to single-family homes which encourage urban sprawl. Likewise, sustainability and the cradle-to-cradle approach is always a huge factor in the product design process because protecting the earth is always top of mind.

This generation is going through a lot of changes—higher housing prices, more frequent moving, and smaller apartments are some trends that make life different from what it was 20+ years ago. Activities that used to take place in person, such as work and meetings, now happen online. Social media is both hastening new ideas and increasing anxiety. I think there are many opportunities to address these issues. For me, it’s starting with the most intimate space, the home, and how we can make it a happy experience.

Otelier straddles between a design studio and an e-commerce brand. It’s rare to be both. Most consumer furniture brands aren’t strong on design—there’s a lot of copying of whatever’s trending—and most design studios don’t follow through with the manufacturing and sales process. 

I aspire to do both under Otelier. As a designer, I want to explore and experiment, whether it’s with product ideas, new materials, or collaborations with little constraint. And as an entrepreneur, I want to create an e-commerce brand whose products make an impact at scale.  I’m still figuring out how to do both with very limited resources as a solopreneur.

BIGGEST CHALLENGES AND OPPORTUNITIES IN SUSTAINABLE FURNITURE DESIGN

It seems there’s a race to the bottom in the consumer furniture industry—make it as cheap as possible, sell more, and maximize profits. It’s no wonder why the EPA says the US produces 12 million tons of furnishing waste a year. Not only are these items going into the landfill, but they also contain a lot of non-recyclable and/or non-biodegradable materials. The challenge is that now consumers are trained to believe their furniture should be dirt cheap and don’t realize these problems, similar to the case of fast fashion. 

There’s also a lot of greenwashing everywhere. For example, using recycled plastic bottles is great, but turning them into something that cannot be recycled again is worse than just making another plastic bottle from it because it could then be recycled several more times.

One of my pet peeves is when companies call plastic leather vegan leather. It’s just plastic! Otelier is far from perfect, but I am committed to being honest and looking for the best alternatives that are currently available and financially feasible.

Fortunately, I do think there is a subset of mindful consumers that want high-quality furniture that’s sustainably produced. There are several smaller independent brands, like Otelier, that are trying to address this problem in the furniture space, and a lot of material science and manufacturing companies exploring more sustainable alternatives.

That said, when it comes to innovation on the sustainability front, it’s easy to design or prototype a concept, but much harder to make it commercially viable. I’m fascinated by a lot of the new materials that are currently in development, such as bioplastics. I’m also interested in blockchain for tracking supply chains. But in reality, these ideas are far from being commercially available, especially to small companies like Otelier.

My long-term goal is to have two areas of focus: one for blue sky explorations, including the use of new materials, and a second for producing durable and commercially viable products for the masses. For now, since I’m bootstrapping, the current focus is more on commercially viable products using what’s available today.

There’s plenty we can do now to improve the furniture industry. Taking a methodical approach, I typically break down a product into its materials, manufacturing, logistics & transportation, usage, and end-of-life condition, and then minimize the footprint for each factor. 

MAKING SURE OTELIER PRODUCTS ARE SUSTAINABLE

I use materials that are biodegradable and/or recyclable and minimize the use of petroleum-based plastics for both our products and packaging. The Quartet, for example, uses wood and suppliers that are certified by the Forest Stewardship Council (FSC) to ensure that we’re sourcing from sustainably managed forests. I also use hardwood because it’s more durable since longevity is key to sustainability. Metals are also great for durability and recyclability. My hope is that we create zero landfill waste.  

Otelier is not perfect; I still rely on the existing transportation and energy systems that are available today. For what I cannot control, I use carbon offsets so that our products are carbon neutral. And I also plant trees to compensate for the wood used in our products.

If all businesses take responsibility for their own environmental footprint, we’d be in a much better place.

THE GOAL IS TO ENCOURAGE MENTAL AND PHYSICAL WELLNESS AT HOME

I’m still at a very early stage with Otelier, but I have so many ideas! It takes me a lot of time to develop each since I work alone. 

I think the way this generation lives, post-COVID, requires more flexibility from our home, no matter if you’re living alone or have a family with kids. Some recurring themes in my furniture are multi-functionality and space-saving features. I also am fascinated by objects that are interactive. In a way, I enjoy designing experiences enabled by an object rather than the object itself. For example, the Quartet is a side table that unstacks into four stools. But the goal is to encourage friendship and bonding at home. The furniture is a means to that end.

Eat-Work Table, designed for people working from their kitchen or dining rooms. The height-adjustable table can be used as a dining table.

LONG-TERM GOALS FOR OTELIER

The ultimate goal is to build a brand that creates beautiful and useful furniture that enriches the lives of urban citizens, while also being sustainable and accessible. I hope Otelier will be an international brand, given that apartment living is relevant everywhere. 

From a service perspective, my vision is to create a platform that sells both new and used Otelier furniture.Resale is really a key to countering the fast-furniture problem. Although our furniture is heirloom quality, I think most people of this generation would prefer to just sell their used furniture rather than passing it down to their kids and grandkids. So making resale easy is a service that could benefit everyone.

Innovation is really important to me. I’m not here to create what already exists. I really hope that Otelier can pioneer commercializing some of the sustainable materials that are currently in development. It’s still early days, so there are lots to explore, learn, and create.

CONNECT WITH YVONNE

Website: https://otelier.com

Instagram: @otelier_home

Facebook: @otelierhome

Tiktok: @otelier.com

Kickstarter: https://www.kickstarter.com/projects/otelier/quartet-a-side-table-that-transforms-into-four-stools?ref=8rnt6m

News

Stanford Ph.D. Dropouts Launch AI Video Editing App, Securing $55 Million in Funding

In a groundbreaking move, Pika Labs has unveiled its AI video editing app, reshaping the landscape of content creation. Founded by former Stanford computer science Ph.D. students Demi Guo and Chenlin Meng, Pika aims to simplify the intricate process of video production using generative AI. The journey began when Guo’s team faced challenges in a competition hosted by Runway, a leading AI video editor startup. Undeterred by the setback, they left Stanford in April to establish Pika, with a vision to develop a more user-friendly AI video generator.

Image source: Pika Labs

Since its inception, Pika’s software has garnered immense popularity, attracting over 500,000 users on the social messaging app Discord. According to Forbes, the platform enables users to input text requests, such as “a robot walking on the beach at sunset,” and receive AI-generated videos as replies. With the recent launch of a web app, Pika has expanded its reach to a broader audience, introducing features that allow users to edit and customize objects within videos, enhancing the overall user experience.

Pika’s rapid growth has not gone unnoticed in Silicon Valley, resulting in a staggering $55 million in funding across three rounds. The latest Series A funding, led by Lightspeed Venture Partners with $35 million, values Pika Labs between $200 million and $300 million. Nat Friedman, former GitHub CEO and a leading investor in the AI space, expressed his initial investment in Pika after being impressed by an early demo. The company’s proprietary AI model for video, developed with the support of Friedman’s GPU cluster, sets Pika apart in the competitive AI landscape.

Despite initial skepticism about the difficulty of generating realistic videos, Pika swiftly expanded its capabilities beyond anime creation. The team’s agility and responsiveness to market demands have positioned Pika as a frontrunner in the industry. As Pika looks to the future, CEO Demi Guo emphasizes the goal of redesigning the video-making interface, making it more accessible to everyday consumers. The company plans to use the new funding to grow its team, focusing on hiring engineers and researchers, while exploring potential monetization strategies, such as a tiered subscription model.

Featured Image Source: Forbes

Stories

Redefining Beauty as Miss World Australia 2023 State Finalist through Impactful Advocacy

Canh-Vinh Nguyen is an embodiment of what it means to lead a purpose-driven life.

Canh-Vinh’s passion for serving her community and promoting human equity is truly inspiring. Her tireless dedication to making a positive impact on the lives of others has earned her the title of Miss World Australia’s 2023 state finalist.

At the age of 18, Canh-Vinh laid the foundation for her community service by establishing a charity called “Canh-Vinh and You Incorporated”. What started as a small initiative has since grown into an impactful organization that continues to make a difference in people’s lives. Her charity work was only the beginning of her efforts to serve her community.

Over the years, she has also served as a consumer advisor for the local health system, volunteering as social support in the emergency department, rehabilitation, and short-stay ward at the local hospital.

Canh-Vinh’s story is an inspiration to people of all ages and backgrounds, and serves as a reminder that we all have the power to make a difference in the world, no matter how small our actions may seem.

“I am genuinely excited to share my journey, my passion, and my unwavering dedication with others, spreading the message that “anything is possible” and hopefully making some meaningful connections. Together, let us create a world that embraces inclusivity and compassion,” Canh-Vinh told AHN.

CANH-VINH’S EXPERIENCES AND ACHIEVEMENTS

As an Australian Vietnamese, I am proud of my heritage and forever grateful for the opportunities this country has provided not only to my family but to many others as well.

Being the first person in my family to attend university, I am a woman in STEM, with a bachelor’s degree in biomedicine, achieving first-class honors, and a completed Master’s of Research focused on metastatic cancers, my ultimate goal is to become a physician. I strongly believe that everyone deserves to understand and feel empowered in managing their health while having access to the best possible care. This pursuit is fueled by my gratitude for the incredible healthcare system we have in Australia, as it saved my mother’s life and protected us from the hardships faced by others if we were anywhere else in the world.

Throughout my educational journey, I have remained dedicated to serving the community. Moreover, I am deeply committed to inspiring young individuals to give forward and recognize their potential to create significant change, particularly in this challenging world and specially for the less fortunate. Alongside our charity projects, volunteering for my local community has been a transformative experience in my life. It has sustained me on my toughest days, knowing that my actions can bring something positive to the world.

In addition to my academic pursuits and charitable work, I actively volunteer and contribute as a consumer advisor for Western Health, the fastest-growing health provider managing both large and small public hospitals in my local community. Through this role, I have been involved in significant projects such as the opening of the Joan Kirner Hospital, the planning and review of the New Footscray Hospital Project, and the initiation of the planning for the New Melton Hospital.

Furthermore, I proudly serve as Vice President of the Lions Club of Sunshine, a local community club that engages in various initiatives. These include fundraising through sausage ‘snag’ sales, preventing neighborhood crimes by installing anti-theft screws for number plates, supporting farmers affected by floods through tree planting initiatives, and providing aid to Polynesian island countries like Samoa by sending containers with essential goods for hospitals, schools, clothing, and toys.

CANH-VINH AND YOU INCORPORATED

My vision is to create a more equitable world by sharing the privileges I have received in life, even though my efforts may not be as significant as others’. I believe that gratitude is my greatest strength, and I possess the ability to connect with others and bring them together.

This mindset has guided me since founding our Australian registered charity, “Canh-Vinh and You Incorporated” at the age of eighteen, driven by the belief that every moment counts and embracing the philosophy of “live as if you’ll die tomorrow.” However, achieving this dream did not happen overnight. It was a culmination of multiple events and the support of other members, mentors, and supporters.

From a young age, I witnessed the philanthropic work of my parents in Vietnam, where they set aside savings to provide rice for their former village. During high school, I had the privilege of attending an all-girls Brigidine high school with a strong emphasis on justice and fundraising clubs. This experience was transformative as it allowed me to discover my leadership potential and taught me how to represent others and manage projects.

After graduating, I desired to continue volunteering with friends, but it was challenging to garner interest. However, by identifying the limitations of existing projects and the creativity constraints felt by my friends, the idea of starting our own charity sparked. Overcoming initial challenges and skepticism, we persevered and successfully registered the charity, obtaining the necessary tax exemption and gift receipts with the assistance of a free legal aid service. The journey was far from easy, filled with late nights, setbacks, discouragement, and tears. However, when I shifted my perspective and found empowerment in realizing that the criticism and doubt from others were projections of their own limitations, not reflective of our potential it made all the difference.

Today, almost a decade later, I am proud to say that our charity is still entirely volunteer-run. Although time constraints and periodic dormancy pose challenges, we remain highly efficient, utilizing every dollar fundraised and profit for our charity projects. We strive to be a trusted point of contact for individuals seeking to contribute and provide assistance. Over the years, we have helped tens of thousands of families through our projects, including donations of rice, noodles, condiments, funding eye surgeries, scholarships, and more.

Our focus is on supporting lonely and homeless elderly individuals, people with disabilities, those affected by Agent Orange, and orphans. Above all, we aim to instill compassion in everyone who crosses our path, whether through attending an event, volunteering or engaging with us. We understand that life can become busy, and even if someone’s involvement with our charity is brief, we hope that the seed of compassion we plant will one day blossom into something amazing.

MISS WORLD AUSTRALIA

Being a state finalist for Miss World Australia has granted me increased visibility and recognition, enabling me to forge valuable collaborations, partnerships, and connections with like-minded individuals and organizations who share similar aspirations. My primary goal is to inspire younger generations to fearlessly pursue their passions and make a positive impact in their communities. This objective is deeply significant to me as I firmly believe that the way we inspire and guide the younger generation today will shape our future and the destiny of our world.

A core aspect of my advocacy revolves around promoting the importance of volunteerism and dispelling the misconception that it is a fading practice. Countless individuals in our world require assistance without expecting anything in return. It is particularly challenging for those who face disadvantages and lack the same privileges and opportunities as others. By acknowledging our blessings, gratitude becomes a compelling force that propels us forward, fostering a sense of purpose and empathy.

Through my voice and influence, I am dedicated to empowering and uplifting others, urging them to join causes, create meaningful change, and embrace a sense of belonging to something greater than themselves. A quote that I love by Dr. Brené Brown beautifully encapsulates this sentiment: “Belonging is being part of something bigger than yourself. But it’s also the courage to stand alone and to belong to yourself above all else.” It highlights the importance of both finding connection and staying true to oneself in the pursuit of making a difference.

Moreover, my increased visibility and recognition have provided an invaluable opportunity to raise awareness for the charity I founded nearly a decade ago. Our organization operates solely through the selfless efforts of volunteers, ensuring that every donation directly benefits those in need. It brings me immense pride and joy to know that the hard-earned contributions from our supporters have a meaningful impact on the lives of the less fortunate.

WHAT KEEPS CANH-VINH MOTIVATED

In times of adversity, it has been gratitude that helped me shift my perspective and find the silver linings. 

I have come to realize what fuels me is not just self-belief and confidence but it is gratitude, a powerful driving force that propels me forward. It is being grateful for the privileges I have had in this life that has motivated me to work harder each day to be of service to others. Instead of dwelling on what I lacked or the challenges I faced, I focused on the progress I had already made and teachers’ and mentors’ willingness to invest their time and energy in my growth. This shift in mindset allowed me to tap into my resilience and find the courage to persevere. 

Moreover, gratitude fueled my passion for making a difference in the lives of others. Recognizing the privileges and opportunities I have been given, I felt a deep sense of responsibility to give back and contribute to the well-being of those less fortunate. It motivated me to use my skills, knowledge, and resources to uplift others, whether through volunteering, mentoring, or advocating for meaningful causes.

IMPORTANCE OF HAVING A SENSE OF PURPOSE ACCORDING TO CANH-VINH

In my opinion, a sense of purpose is not only highly important but also deeply transformative. It serves as a driving force that provides motivation, meaning, resilience, and a sense of fulfillment in life. When we have a clear sense of purpose, it guides our actions, shapes our identity, and gives us a profound understanding of the “why” behind our existence.

During moments of doubt or uncertainty, our sense of purpose acts as a beacon of light, lifting us up and reminding us of our intrinsic value and the impact we can have on the world. It serves as a powerful source of inspiration, urging us to persevere, overcome obstacles, and continue striving toward our goals.

While it is true that nothing in this material world can be held onto forever, cultivating a sense of purpose allows us to transcend the temporary nature of our existence. It enables us to focus on the legacy we can leave behind and the positive contributions we can make. Embracing the law of impermanence, which teaches us that everything has a beginning, middle, and ending, encourages us to make the most of the time we have on this earth. By nurturing a sense of purpose and using our time, talents, and resources to create a positive ripple effect, we can make a difference that extends far beyond our own lifetime. I think this is where true fulfillment resides – in knowing that our actions have the potential to touch the lives of others and contribute to a more compassionate, harmonious, and interconnected world.

THE IMPACT SHE HOPES TO ACHIEVE

One of the primary goals of my work is to inspire others to take action against injustices. I firmly believe that everyone has the power to create change, and even small contributions can make a significant difference. Like many others, I am an ordinary individual without inherent power or influence, but I refuse to let that discourage or underestimate me. While volunteering may not be a difficult task in itself, what makes it truly noble is people who choose to spend their time doing something for others knowing it cannot be returned. My father once shared a valuable lesson with me: “When you help someone in need, they may someday be the ones to extend a helping hand to others.” The idea that I could become a ripple, contributing to the larger wave of positive action and lasting impact, fills me with a lot of happiness. 

I guess, ultimately, I hope that in some way, my actions and words can ignite a spark within others, leading them to accomplish even greater things.

ADVICE FOR YOUNGER PEOPLE IN MAKING A DIFFERENCE

My advice would be to begin your journey by starting locally. Take the time to explore the issues or causes that deeply resonate with you and make you feel passionate. Educate yourself on the topic, gaining a deeper understanding of the challenges and potential solutions.

Next, reflect on your unique skills, talents, and interests. Consider how you can apply these strengths to make a meaningful difference in your community. It could be as simple as offering a helping hand to your neighbors, volunteering at a local community organization, supporting a youth group, or assisting at a hospital. Remember that you don’t always need to have pre-existing skills; the most important thing is to take the initiative and show up! The rest will follow as you learn and grow along the way.

It’s important to have an open mindset and embrace the possibility of trial and error. There may be times when you join an organization or group that doesn’t align perfectly with your vision or passion. Don’t let this discourage you. Keep persevering and believe that there is a place out there that shares your passion and works towards the same goals. Trust that with dedication and an open heart, you will find a meaningful avenue to contribute to your community. And most importantly, enjoy the journey and have fun while making a difference!

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